Thursday, October 17, 2013

Where I stand - On the ACA

Few pieces of legislation have been as controversial and polarizing as the Affordable Care Act (ACA).  Its critics are quick to state that it is a job killer, will increase the cost of health care, raise premiums and deductibles, as well as flood medical staff and facilities with volumes of people they are not equipped to handle.  For the sake of argument, let’s say that none of those things are true.  Let’s say that the ACA is, at worst, neutral in all of those regards and we would be no worse off in any of those areas than we were before it.
That still leaves one piece, the individual mandate.  This provision requires all Americans to purchase health insurance.

I have been working full time since I was 18 years old. During that time, I have always had money deducted from my paycheck to be sent to the government.  Since I have virtually no say over how much is taken or how that money gets spent, I have never been happy with that fact.  But I have learned to accept it.  It is the price I must pay to live in this country.  For longer than I have been alive, the government has been taking money from hard working Americans before they themselves get their hands on it.  That precedent is now set and widely accepted as part of life in this country.  The government also decides how that money will be spent.  So we can say that precedent has been set for the government deciding how a portion of our gross income gets spent.

With the individual mandate, the government is, for the first time in history, telling Americans how they must spend a portion of their net income.  I cannot opt out, nor can any other American (other than members of congress that passed the bill).
This new precedent has broad and alarming implications.  It means that the government is stating that they know, better than me, what is best for me.  They will decide not only that I must have health care coverage, but also what level of coverage I should have.  And since they are now telling me how to spend net income, what will they decide next to be in my best interest?  How else will they require that I spend my hard earned money?

Life insurance is a good idea; perhaps that will be next.  Every American should have at least one hundred thousand dollars of life insurance.
What about education?  I am a strong supporter of education and believe that getting a good education is the single best thing that anyone can do to ensure a bright future for themselves.  With very few exceptions, those with a college degree make significantly more over the course of their lives than their non-degreed counterparts.  All Americans should get at least an associate’s degree.
What is that you say?  Education is expensive and many people will not be able to afford it?  Not to worry, the government can simply Robin Hood the affluent to pay for the education of others.

When the income tax was first introduced, Taft and his supports claimed that it would never exceed 3% of gross income and would only apply to the top 3% of wage earners.  Based on that lie, the 16th amendment was passed, with the vast majority of those voting in favor of it believing it would never impact them or any of their descendants.  That worked out well.


Government overreach is dangerous and the ACA is the largest overreach in my lifetime (so far at least) and a direct attack on personal liberty.  I oppose it at all costs and were I in office, I would never stop fighting it until repealed.